Small business financial counsellors and rural financial counsellors
Small business financial counsellors
The Small Business Financial Counselling Service provides free financial counselling support to business owners who are experiencing or are at risk of financial hardship.
Financial counsellors provide confidential, impartial, face-to-face support to sole traders, micro, and small businesses across Queensland.
Small business financial counsellors work with business owners to:
- conduct a business health check to understand their current financial situation and identify ways to best manage their finances
- access government support (such as grants)
- find tailored solutions to financial challenges
- identify financial risk and put risk mitigation strategies in place
- manage debt (including negotiating and identifying manageable solutions)
- undertake succession planning
- update or create business plans
- undertake a dignified transition out of business (if required)
- connect with broader specialist support services such as legal advice, marketing support, or accounting advice.
Small business financial counsellors work as part of the Small Business Support Network, which also includes small business wellness coaches and rural financial counsellors, to provide a wraparound support service for you and your business.
Small business financial counsellor locations
Small business financial counsellors are available across Queensland. They are located in:
Support
If our financial counsellors aren't located nearby, you can contact your closest financial counsellor for virtual support.If you need help in your language, financial counsellors can help you access free translator and interpreter services.
Eligibility criteria
To access a small business financial counsellor, your business must (at the time of applying):
- have fewer than 100 employees (full-time equivalents)
- be experiencing, or at risk of experiencing, financial hardship
- have an active Australian Business Number (ABN)
- be based in Queensland.
Microbusinesses and sole traders are eligible to access a coach.
Rural financial counsellors
Rural financial counsellors help farmers, fishing enterprises, forestry growers, harvesters, and small related businesses experiencing financial challenges in their business. They can help you:
- transition out of financial crisis
- improve financial wellbeing and resilience
- improve business profitability
- facilitate a dignified exit through sale or succession (if required).
Rural financial counsellor locations
Rural financial counsellors are available across Queensland. They are located in:
Support
If our rural financial counsellors aren't located nearby, you can contact your closest rural financial counsellor for virtual support.If you need help in your language, financial counsellors can help you access free translator and interpreter services.
Eligibility criteria
To access a rural financial counsellor, your business must (at the time of applying):
- be a commercial primary production business
- be experiencing, or at risk of experiencing, financial hardship
- have an active Australian Business Number (ABN)
- be based in Queensland.
Also consider...
- Find mental health and wellbeing resources for businesses.
- Find out how to access wellness coaches.
- Last reviewed: 12 Mar 2024
- Last updated: 12 Apr 2024